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Selling a house/flat

This section sets out the process of selling your existing property:

The Process

1. The Beginning

  • You decide to sell your property – you need to instruct us to deal with the legal formalities as soon as the property is placed on the market.
  • We will arrange to satisfy ID/Money Laundering requirements.
  • We will send you Law Society Protocol documents for completion by you.
  • We will obtain details of your title from Land Registry.
  • We will advise your Lender of the proposed sale and request any documentation they may hold.
  • You will return the completed Protocol forms to us.
  • We will prepare the Sale Agreement and send to Buyer’s solicitors together with copies of all relevant documentation.
  • With your help, we will deal with any enquiries raised by the Buyer’s solicitors.
  • We will arrange for you to sign the Sale Agreement and you will let us know what completion dates suits you best.

2. The Middle

  • We will liaise with the Buyer’s solicitors and, if appropriate, the Estate Agents in order to agree the moving date.
  • We will proceed to exchange contracts with the Buyer’s solicitors and will receive a deposit from the Buyer’s solicitors – this can be as much as 10% of the purchase price but will depend upon the amount being borrowed by the Buyer or whether there is a chain of properties involved. This is the stage at which both you and the Buyer are legally committed to the transaction.
  • We will obtain a redemption figure on your mortgage and deal with any further queries raised by the Buyer’s solicitors.
  • You will sign the Transfer Deed in readiness for completion.

3. The End

  • On the date agreed for completion, the Buyer’s solicitors will transfer to us the balance of the purchase monies.
  • You will vacate the property ensuring all items of furniture etc are removed save for those items included in the sale.
  • We will send the Transfer Deed and other relevant documents to the Buyer’s solicitors and pay off your mortgage.
  • We will settle the Estate Agent’s account, deduct our own fees and remit the remaining monies to you or utilise the same towards any related purchase.
  • We will send to you a detailed financial statement when formally reporting completion to you.


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