Re-mortgaging process

This section sets out the process of re-mortgaging your existing property:

  • You decide to remortgage your existing property, either to raise capital or to take advantage of better lending terms - you need to instruct us to deal with the matter for you straightaway.
  • We will arrange to satisfy ID/Money Laundering requirements.
  • We will obtain Title Deeds and other relevant documents from your existing Lender.
  • You will complete our mortgage questionnaire.
  • We will liaise with your Mortgage Broker, if applicable.
  • Your new Lender will carry out a valuation and, if satisfied, will send you a Mortgage Offer - we will receive a copy of this together with instructions to act on behalf of the Lender.
  • We will carry out all relevant searches unless search insurance is accepted by your new Lender.
  • We will send the Mortgage Deed to you for signature. You will return this to us.
  • We will obtain a redemption figure on your existing mortgage.
  • We will submit a report to your new Lender confirming that all is in order and requesting the advance monies.
  • When received we will pay off your existing Mortgage and account to you for any surplus funds.
  • We will register your new Mortgage at HM Land Registry

Key Contacts

Martin Bourke Martin Bourke


Sue Smith Sue Smith


Tel: 0161 694 3300

Contact Us

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